Don't miss these
Platinum Rewards.

Upgrade your credit card today.

Earn 1 point for every dollar you spend. But that's just the beginning. 

(Tap or hover below to learn more)

  • working 2023 rewards page icons_no fee-melon_low rate-melon-1
    Low Rate
    Rates as low as 10.99% APR1
  • working 2023 rewards page icons_no fee-melon_dime back-melon-1
    Dime Back Rewards
    Earn a dime for each qualifying purchase2 plus a point for every dollar spent.
  • working 2023 rewards page icons_no fee-melon_no fee-melon-1
    No Annual or Transfer Fee
    Radiant Visa Credit Cards have no annual fee or balance transfer fee.
  • working 2023 rewards page icons_no fee-melon_digital ready-melon-1
    Digital Ready
    Enjoy contactless cards that ready for mobile wallets

Remarkable Low Rate

Some Rewards credit cards hit you hard on the interest rate – our rate is less than half the national average3. Here's the rate info for the Radiant VISA Platinum Rewards Card:

  • Fixed Rate 
  • Rates as low as 10.99%1.
  • No Annual Fee

Redeem for Rewards

You can redeem your points for event tickets, merchandise, travel, gift cards, green products, charitable donations and cash back.

  • Treat yourself to a day of shopping followed by a night on the town. Enjoy a variety of gift card reward options including dining, shopping, entertainment and more!
  • Browse top travel destinations, access exclusive deals and redeem points for airline tickets, hotel accommodations, car rentals, cruises, vacation packages and destination activities & excursions all in one place.

Check out with Points

Now you can use your rewards to get a discount when checking out at several major retailers. When you swipe your Rewards card at checkout, you can receive an immediate discount option to take $5 or $10 off of your purchase, using your earned rewards! You'll see a prompt on the point-of-sale screen to let you redeem your real-time rewards. 

Current Retailers offering Checkout With Points:
Walmart, Walgreens, Dollar General, CVS, Shell, BP, Citgo, Amoco, and Murphy USA.
Retailers offering Checkout With Points Soon:
Amazon, Best Buy, PayPal, AT&T, Domino's, Tractor Supply, Marshalls, HomeGoods, and TJ Maxx

5,000 Bonus Points

Upgrade your Visa Platinum during before May 31, 2023 and get 5,000 bonus points after your first use. 

Even More Perks

The rewards don't stop with gift cards and travel. 

  • Sometimes cash is what you want most. Redeem your points for cash back in the form of a statement credit.
  • Use your rewards card when fueling up and save $.50 cents off per gallon up to 20 gallons.
  • Now you can redeem your points for tickets to top events across the nation. From concerts to top sporting events to plays, find tickets that you will enjoy!

Pay with Points

Now you can quickly and easily cover your last purchase with your credit card rewards points! Right after making an eligible purchase, just log on to the rewards site and redeem your points for that transaction. Soon, this will be even faster via a text or email your way with a 1-click redemption link to cover what you just bought with your rewards.

The number of points needed to redeem is based on the total transaction amount.  The transaction must be within the minimum of $25 and maximum of $250.


1All information is accurate as of 6/06/22 and is subject to change. The rate you pay is based on your credit worthiness. Please call the credit union at (352) 381-5200 or 1-877-786-7828 for any changes that may be in effect after 6/06/22. This card is issued by Radiant Credit Union pursuant to a license from Visa® U.S.A., Inc. 

2On qualifying purchases. Qualifying purchases do not include balance transfers, cash advances (including purchases of items that can be traded immediately for cash, such as wire transfers, money orders, traveler’s checks), fees, interest charges, or for unauthorized or fraudulent transactions.

3According to Forbes Advisor’s weekly credit card rates report found here.

®Visa is a registered trademark of Visa International.